Live In Bozeman Blog - montana · cost of living · buying · selling · investing

Montana's Homestead Exemption: What Changed and the Deadline That Decides Your Bill

Posted by Chase Heiland on September 17th, 2026

Two and a half times. That's the difference between what two identical Montana homes can pay in property tax this year. Same street, same value, and the only difference is who actually lives there. One is somebody's home and the other is a second home, and Montana now taxes those two completely differently.

So one owner opens a bill this fall that looks about like last year's, and the neighbor opens one the state projected would run close to 70% higher. Nobody got a phone call about it. If you're buying here, there's a second half to this, because the tax break doesn't come with the house. And if you're already on the wrong side of it, there's one way back with a deadline of its own.

Rather listen than read? I walk through the whole thing on camera:…

9 Views, 0 Comments